Top 10 Mistakes First-Time Freelancers Make with Cross-Border Transactions

  A home loan is sometimes the solution that lets many people make their dream of owning a home a reality. We recognise at EximPe that buying a home is one of the most significant financial decisions a person will make. Check out this guide to learn about the details of a home loan, including its pros, types, features, and how to determine your future borrowing capacity. What is a Home Loan? Banks or financial institutions offer home loans to anyone who wants to buy, build, or renovate a house. While you have an outstanding loan, the house is used as security until the loan is repaid. Generally, to repay the loan, borrowers pay amounts with interest each month over a tenure chosen by them, typically ranging from 15 to 30 years. Key Benefits of a Home Loan Tax Benefits: You can take advantage of tax savings on your home loan from the Income Tax Act’s sections 80C and 24(b). Deducting both interest and principal from your income will allow you to reduce your tax bill. Lower Intere...

  With everything going digital, every business that wants to accept online payments should learn about payment gateway technology. As online shopping rapidly gains popularity in countries like India, payment gateways are playing a crucial role in ensuring transactions are both safe and easy to complete. At EximPe, we believe it’s essential to make the online payment gateway clear, as this is the first step in building trust that helps a business grow. What is a Payment Gateway? A payment gateway is a technology that enables merchants to accept debit or credit card payments from customers, whether the purchase is made online or offline. With e-commerce, an online payment gateway serves as a secure area where shoppers enter their information to complete their orders. Besides handling payments, this technology enables the secure protection of customer information. How Does a Payment Gateway Work? The actions involved in an online payment gateway take just a few seconds. When a custo...

The growth of the Indian digital economy means more global trade, and businesses dealing with customers worldwide now depend on the right payment gateway. EximPe recognizes that hassle-free international business is essential for exporters, importers, and e-commerce brands. We’ve compiled the top 10 payment gateways in India that support international transactions, which allows you to expand your reach and give your business a boost. PayPal You can use PayPal around the world to shop in over 25 global currencies from more than 200 nations. The reasons Indian merchants focus on this platform are its effective buyer and seller protection, easy connections with different websites and compliance with PCI-DSS. Stripe Because Stripe enables swift and smart API integration, as well as automatic billing support, and works with many cards worldwide, tech companies value it. Since Stripe has clear prices, charges no setup fees and accepts many currencies, it is regarded as the leading payment g...

Getting a suitable insurance policy is important, yet a standard one isn't always enough to cover what you need. That's why you need insurance riders. Our goal at Eximpe is to educate you so you can make wise financial protection decisions. We'll explain insurance riders for you, discuss how they function, their types, and their benefit and give examples from real life. What is a Rider in Insurance? An insurance rider adds special coverage or additional benefits or makes your basic policy more suitable for you by modifying it. Think of it as a way to enhance your life, health or term insurance policy by choosing certain extra features at an extra cost. Insurance riders and endorsements are the same things. How Do Insurance Riders Work? You can decide to add one or more riders to your policy when you sign up (sometimes at renewal time, too). Every rider carries its own rules and usually costs a small amount extra. Riders are designed to give riders extra payouts, pay for pre...

  Financial planning always involves knowing what tax benefits are offered for health insurance. We hold that providing current information to our clients could save them tax, highlighting the 80D deduction under the Section 80D Income Tax Act. Here are ways to use your health insurance tax deduction of 80D during the current fiscal year. What is Section 80D Income Tax? Section 80D of the Income Tax Act lets individuals and HUFs get a tax reduction for premiums paid toward health insurance. You can claim the Deduction from Section 80D after using the other popular deduction from Section 80C. Who is Eligible for an 80D Deduction? People (including non-resident Indians) Hindu Undivided Families(HUF) is the term for this structure. This sort of benefit is not available to partnership firms, trusts or companies. What Expenses Qualify for Health Insurance Tax Benefit 80D? You can claim a deduction for: Health insurance premiums paid for yourself, your spouse, dependent children, and pa...

  In 2025, carrying out financial planning for your family is important, and term insurance is still the most hassle-free and cheap method of insuring against uncertainties. This guide by EximPe compares the 10 best term insurance companies in India and helps you to make the right choice as per your requirements. What is Term Insurance, and Why is it Essential? Term insurance is just a risk cover life insurance product that pays a stated sum of benefits to the nominee in case of the policyholder's demise during the policy period. It is different from ordinary insurance as it contains no elements of saving or investing, is very cheap, and aims at risk provisioning. It comes with quite cheap premiums, and its coverage is quite comprehensive, which makes it suitable for anyone looking for the best coverage for relatives. How to Choose the Best Term Insurance Plan in India 2025 When evaluating which term insurance is best , consider these factors: Claim Settlement Ratio (CSR): Reveal...

  It makes sense to look for the best term insurance plans in India that help you reduce your taxes for the year 2025. A term insurance policy gives your family financial protection and also helps you minimize your taxes. We’ll discuss the 5 top plans, noting their tax benefits, claim settlement success and the exciting features they provide at the end of the term. Max Life Smart Secure Plus Plan Max Life’s Smart Secure Plus Plan is regularly named as one of the top choices for term insurance, thanks to a high claim settlement ratio of 99.65% and several options for receiving payouts. The plan includes life insurance, coverage for serious illness and the return of premium—­making it an excellent option for those who want maturity benefits from a term policy. The contributions you pay as premiums are covered by Section 80C , and benefits paid out by either death or size of maturity are tax-exempt under Section 10(10D). ICICI Prudential iProtect Smart With ICICI Prudential iProtect S...

If saving taxes while guaranteeing your family’s future is important to you, understanding what insurance tax benefits are will be very helpful. Many people ask us at Eximpe: Can I use term insurance to claim both 80C and 80D deductions? It’s true—however, there are significant differences to consider. Below is a complete guide explaining how you can get the most from your term insurance tax benefits under the present Income Tax Act rules. Understanding Term Insurance Tax Benefit Under Which Section Term insurance offers tax benefits primarily under two sections of the Income Tax Act of 1961: Section 80C : For premiums paid towards the base term insurance policy. Section 80D : For premiums paid towards specific health-related riders (add-ons) attached to your term insurance, such as critical illness or hospital care riders. Let’s break down how each deduction works and their respective limits. 80C Deduction for Term Insurance What qualifies? Expenses you pay for your term insurance po...

  Anyone looking to do proper tax planning in India must know about section 80C of the Income Tax Act. At EximPe, we recognize that optimizing your finances matters a lot—especially for trading businesses that want to make the most of every rupee. I’ve put together a detailed guide on section 80C, its rewards and how to use it this assessment year. What is Section 80C of the Income Tax Act? This section of the Income Tax Act lets people and HUFs reduce their tax burden by directing their investments and expenses into the mentioned options. You can deduct up to ₹1.5 lakh under 80C in a financial year, which may greatly cut your taxes. Eligible Investments and Expenses Under Section 80C To claim a deduction under section 80C , you can invest in or spend on a variety of instruments and expenses, including: Life insurance premiums (for self, spouse, or children) Public Provident Fund (PPF) Employees’ Provident Fund (EPF) Equity Linked Savings Scheme (ELSS) National Savings Certificate ...

  Many Indian exporters and importers are now interested in simpler cross-border payments and finding ways to earn more sources of revenue. To engage in international business, you should open a trading account first. EximPe has prepared this straightforward guide explaining how to open an international trading account in India in 2025. What is an International Trading Account? With an international trading account, businesses in India can pay and receive settlements in various currencies, reach international markets and navigate rules and regulations with ease. Whether you are exporting textiles to Europe or importing machinery from the US, having an international trading account guarantees your transactions take place rapidly and openly and are permitted by RBI rules. Step-by-Step Guide: How to Open International Trading Account in India Choose the Right Platform Pick a platform that has worked with international trade payments for many years. EximPe gives users an online platfo...